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Body mass index or BMI is an estimate of body fat based on your weight and height.
A BMI range of 18.5 to 24.9 for adults is considered normal. People who are overweight (BMI of 25 to 29.9) have too much body weight for their height. People who are obese (BMI of 30 or above) almost always have a large amount of body fat for their height.
The higher the BMI, the greater your risk for heart disease, high blood pressure,
Type 2 diabetes, breathing problems and some cancers.

Although BMI can be used as a health measure for most men and women, it does have limits. It may overestimate body fat in athletes and others who have a lot of muscle. It may also underestimate body fat in older people and others who have lost muscle. To find out your BMI and see how you compare to your peers, go to ChooseMyPlate.gov.

Buying healthy food doesn’t have to hurt your wallet. You can make smart choices for
less by:

  • Going with beans instead of meat: Replace meat with canned or dried beans, which are much cheaper. Many recipes made with meat, such as chili, soups and salads, are delicious with beans.
  • Trying canned or frozen fruits and veggies: Compare the price and the serving size of fresh, canned and frozen forms of the same fruits or veggies. Canned and frozen items may be less costly than fresh ones. For canned items, choose fruit
    that’s packed in 100% fruit juice and veggies with “low sodium” or “no salt added”
    on the label.
  • Buying store brands: When possible, skip the fancy labels. You’ll get the same or similar product for less money. If your grocery store has a membership card for discounts, sign up.
  • Planning for leftovers: Prepare and freeze veggie soups, stews or other dishes in advance. Add leftover veggies to casseroles or blend them to make soups. This saves time and money.

Sticking to your list: Think ahead, make a grocery list and stick to it! Plus, don’t shop when you’re hungry and more likely to choose less healthy options.

Don’t lose sight of your eyes. Along with your annual checkup, be sure to get a professional eye exam every year. Your eyes also need daily protection, just like
your skin. Wear sunglasses to shield them from the sun’s dangerous ultraviolet rays.
And rest your eyes throughout the day. If you spend a lot of time looking at a computer,
you sometimes forget to blink and your eyes get tired. So try to take frequent breaks
from the screen.

You can also help your eyes stay healthy with the right lifestyle choices:

  • Eat lots of fruits and veggies, which are rich in vitamins and minerals, and
    fish like salmon that are high in omega-3 fatty acids.
  • Maintain a healthy weight. This lowers your risk for getting diabetes or other conditions that can lead to vision loss.
  • Avoid eye injuries by using protective goggles or other gear when playing
    sports or working around chemicals and dust.

Quit smoking. Research has linked smoking to a higher risk of eye disease
and cataracts.

The eMagazine dedicated to improving members’ well-being

  • Helping others? It’s the healthy thing to do
  • Holiday dinner tips
  • Get-fit gift ideas
  • Office workers, off your seats
  • Stop smoking and avoid weight gain

In each issue you will find information and inspiration to help you with your health and wellness goals.

In the past 30 years, the rate of childhood obesity has increased. Now, about 17% of American children ages 2 to 19 – or one in six kids – are obese.

Because children are heavier today, they are getting health problems that used to be found only in adults. Research suggests that obese children are at risk for heart disease, high blood pressure, high cholesterol and other health issues. Once rare in children, Type 2 diabetes now accounts for a high percentage of all new diabetes cases in kids. Plus, obese children are more likely to become obese adults.

The best way to help your kids avoid obesity or lose weight is to be a good role model. If they see you and other family members eating well and moving more, they may just follow your example. To help your child(ren) get and stay healthy:

  • Limit how much time they spend in front of a TV or other screen to less
    than two hours a day.
  • Plan an hour of physical activity into your child’s day. You can break it up
    into smaller amounts of time that add up to 60 minutes.
  • Shop, cook and plan for healthy meals. Buy healthy foods, like fruits, vegetables and whole grain bread. Replace sugary drinks with water or
    low-fat milk.
  • Start with a healthy breakfast every day. Instead of sugary cereals or pastry, serve whole grain cereal with low-fat milk, oatmeal or whole grain toast with a piece of fruit.

Accepting your children at any weight will help them feel better about themselves. With your support and encouragement, you can help them learn healthy habits that will last
a lifetime.

We want our members and emergency personnel dealing with the damage caused by the California wildfires to know Anthem Blue Cross is here to help. If you need direct assistance with finding available care providers, prescription refills or replacements, and/or any other health insurance related matters, please call 1-888-831-2238, Monday through Friday between 8:00 a.m. and 5:00 p.m., and weekends, from 10 a.m. to 2:00 p.m.

If you live in Butte, Los Angeles or Ventura counties, we’d like you to know we’ve made temporary changes to you benefits to help you get the care you need:

  • Relaxing time limits for prior authorization, pre-certification and referral requirements.
  • Suspending early refill limits for prescriptions.
  • Allowing replacement of medical equipment or supplies.
  • Extending filing deadlines for claims.
These medical and pharmacy guidelines are effective from November 9, 2018 until December 9, 2018, unless further extended.
They apply to members covered by Anthem’s employer group, individual plans and family plans, Anthem’s Medicare Advantage, Medicare Supplement, and Medicare Part D plans in the three impacted counties. These relaxed benefits do not apply to Federal Employees Health Benefits Program as that program has specific guidelines.
Anthem Resources for Assistance and Support
Additionally, Anthem’s EAP provides resources and support services to help with emotionally stressful situations as well as with financial and legal concerns. Anthem’s EAP tools will be offered at no cost and will be available 24/7 at 877-208-8240 through the EAP crisis line or by visiting anthemeap.com and using the login code “cawildfires.”
Free, Unlimited Online Medical and Psychology Visits Through December 31st
Consumers who need medical care can also access LiveHealth Online, Anthem’s 24/7 telehealth service, via the LiveHealth Online app and website at livehealthonline.com. LiveHealth Online offers video visits with U.S.-based board certified doctors on a mobile device or computer from anywhere for non-emergency health conditions. Anyone in California who downloads the mobile app or visits livehealthonline.com and registers will be able to visit with a doctor for free by selecting the “Help for Wildfires Medical” practice. The free visit offer will be available through December 31, 2018.
As you are working through these difficult circumstances, there are a number of organizations that can help. Contact FEMA to learn more about assistance available to the communities affected by the wildfires.
The American Red Cross is another good source of information and support resources and The Anthem Foundation is a $1 million-level member of the Annual Disaster Giving Program, providing grants to organizations such as AmeriCares, Direct Relief and Portlight Strategies, Inc. to support impacted residents.
We are committed to helping you access the healthcare you need and are hearts go out to you during these challenging times.

Cholesterol is a fat-like substance in your blood. When there is too much, it builds up on the walls of your arteries and can slow down or stop blood from getting to your heart. In fact, the higher your blood cholesterol, the greater your risk for developing heart disease or having a heart attack.

There are different kinds of cholesterol in your blood. A simple blood test can tell you and your doctor how much of each kind you have.

What do your cholesterol numbers mean?

  • Total cholesterol – Less than 200 mg/dL is good.
  • Low-density lipoprotein (LDL or “bad”) cholesterol – This is the kind that can build up and block the arteries. LDL levels lower than 100 mg/dL are best.
  • High-density lipoprotein (HDL or “good”) cholesterol – This kind can keep cholesterol from building up in the arteries. HDL levels of 60 mg/dL or more help lower your risk for heart disease.
  • Triglycerides – This is another form of fat in your blood that can raise your risk for heart disease if you have too much. Levels that are borderline high (150-199 mg/dL) or high (200 mg/dL or more) may need treatment.

Ask your doctor what your cholesterol levels should be and how often to get tested.

To lower your risk for high blood cholesterol:

  • Eat healthy. Reduce the amount of saturated fat and cholesterol in your diet.
  • Watch your weight. Maintain a healthy weight or lose weight if you need to.
  • Be active. Try to fit in at least 30 minutes of physical activity on most, if not all, days.

The new California Law, SB 1375, was signed by Governor Brown on September 22, 2018 and will affect many small firm’s group health insurance. SB 1375 changes the Health Insurance Code to reclassify certain small employer groups as individuals. The affected firms will have to obtain individual health insurance in 2019, rather than the small employer group plans they currently have. Individual health insurance is typically more expensive with less provider network and benefit plan choices than small group plan offerings.

Fortunately, for CalCPA members and their firms, CalCPA Health received certain exemptions from SB 1375, which generally allows us to treat the affected firms as groups, and not as individuals. Commercial carriers (Blue Shield, UnitedHealthcare, Anthem, etc.,) must comply with the new regulations and reclassify these groups as individuals.

SB 1375 defines groups that consist entirely of owners/partners, and/or W-2 employees that are spouses of owner/partners, as not eligible for group health coverage. Even though these entities may be classified as employer/employees by other regulations, (e.g. Workers’ Comp, payroll tax, etc.,) SB 1375 specifically states they do not qualify for group health coverage and may only purchase individual plans.

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Taking care of your teeth and gums may help your smile, but it’s also important for your general health. The bacteria in an unhealthy mouth can affect the rest of your body. And research shows that gum disease is linked to serious conditions like heart disease and diabetes.

To keep your mouth healthy:

  • Take care of your teeth and gums by thoroughly brushing and flossing.
  • Go to the dentist regularly for exams and teeth cleanings. Checkups can help your dentist spot early signs of oral health problems.
  • Eat wisely. Avoid sugary snacks. And choose fresh, fiber-rich fruits and vegetables.
  • Say no to tobacco. Cigarettes, pipes and tobacco raise your risk for gum disease, oral and throat cancers, and fungal infections in your mouth.

Limit how much alcohol you drink. It increases your risk for oral and throat cancers.

A few pounds can make a big difference when it comes to diabetes. If you have the condition, your body either has trouble making enough of a hormone called insulin or can’t make any at all. Insulin helps break down the food your cells use for energy. When your body can’t break down this energy, you end up with high levels of sugar in your blood. Studies show that people at high risk for Type 2 diabetes can prevent or delay the disease if they lose as little as 10 to 14 pounds (at a starting weight of 200 pounds). To begin your weight-loss journey:

Step 1 – Move more. Get at least 30 minutes of physical activity, five days a week. Walk during your lunch break. Park your car farther from stores or your office. If you haven’t been active for a long time, talk to your doctor about the best physical activity plan for you.

Step 2 – Make healthy food choices. Go with foods that are low in fat, sugar and calories. Limit your portion sizes. Eat a variety of colorful fruits and veggies. When you’re thirsty, drink water, which is calorie-free. And eat healthy snacks between meals so you don’t get too hungry.