Since 1959, CalCPA Health has provided health and benefit plans to California CPA and financial service firms of all sizes. Small employers have access to the same benefits, provider networks, wellness programs, and services as large employers.  We are a licensed carrier in California, authorized to write medical, dental, vision, life, and LTD.  Our clients understand the many benefits of Health Savings Accounts (HSAs), and we have responded with the largest offering of HSA plans in the state, and a unique “integrated” HSA administrative capability, making it simple for employees to manage their claims and employers to manage eligibility.

In 2026, CalCPA Health introduced Alternative Health Plans (AHPs) through the Anthem Blue Cross network, powered by Coupe Health™. These plans are designed to make your healthcare simpler, more affordable, and transparent.

These plans allow you to know your costs upfront, have more freedom to choose providers, and get personal guidance along the way.

• No deductibles*, no coinsurance, no specialist referrals
• Fixed easy-to-understand copays
• Access to Anthem’s Prudent Buyer PPO network – the largest in California
• Small Group and HSA-qualified options – a rare find in the market

A few additional reasons you should tell your clients about CalCPA Health:

• 40+ plans available
  • Medical PPO, EPO, HSA, AHP, & HMO
  • Dental; Vision; Long-Term Disability and Life
  • One point of contact for all lines of coverage – one bill
• The largest provider networks available in CA:
  • Anthem Prudent Buyer (large group)
  • Delta Dental and Vision Service Plan (VSP)
• Complimentary COBRA administration for all groups
• Fully integrated Health Savings Account (HSA) administration
• Dedicated account managers to help firm administrators manage employee benefits

CalCPA Health is available to financial firms (generally, more than 50% of ownership must be members of the California Society of CPAs – CalCPA).

Prospecting is straightforward – networking off existing business clients. Every one of your existing business clients has a CPA / financial services firm to offer this unique and exclusive health and benefits plan offering.

*Two AHPs are HSA-compatible HDHPs, which do include a deductible.

Note: Eligibility requirements (in-part): CalCPA Health is available to CalCPA member firms and financial professional firms in public practice or offering general financial services. To obtain or retain eligibility, at least 50% of all the Employer’s owners (i.e. principals, proprietors, partners, shareholders or other owners) must be active members of CalCPA and remain in good standing. CalCPA Health does not offer Medicare plans.