CalCPA Health is proud to partner with Nonstop Health, a mission-driven organization dedicated to reducing healthcare costs while increasing access and equity. Together, we’re offering a new solution designed for firms with 50 or more employees enrolled that want to enhance their employee benefits without the rising burden of healthcare costs. Nonstop helps employers control costs without cutting coverage, which is key in today’s health insurance market.

What is Nonstop Health?

Nonstop combines a Medical Expense Reimbursement Plan (MERP) with a high-deductible health plan (HDHP) and is able to keep your current carrier, broker, if you have one, and provider network in place. It also covers employees’ out-of-pocket costs, which is a great way to build employee loyalty and retention. Employees use a Nonstop Visa card to pay for services, creating a seamless and simplified process for them.

With Nonstop, employers typically are able to save 8-10% on premium cost, lock in a fixed monthly expense, and help improve retention by offering this strong benefit package. Employees on the other hand, can expect $0 deductibles, $0 copays, and $0 coinsurance.

Nonstop has been changing the way health insurance works since 2012 and continually works to improve the health insurance marketplace for employers and employees. They have delivered up to 30% reduction in net annual premiums, over $100,000 in employee out-of-pocket savings at some firms, lower ER visits and outpatient costs, and they have aided in diabetes management and preventative care utilization. Nonstop is able to achieve this by providing education to firms and their employees. They also work very closely with the broker community so that they too are able to help their clients to get the most out of their health and benefit plans.

If you’re a broker ready to bring a better solution to your clients or an employer looking for a smarter way to offer benefits and save on costs, let us show you how Nonstop Health can help you. We know, with our 65+ years of being in the health insurance business, how important it is to provide resources and plan designs that help people at the firm ownership level, employee level, and dependents – we understand that health insurance is something we all need and may not use because the cost may be too high. For this reason, we continue to explore options and tools we can offer our CalCPA member firms.