Alternative Health Plans
CalCPA Health offers Alternative Health Plans (AHPs) through the Anthem Blue Cross network, powered by Coupe Health. These plans are designed to make healthcare simpler, more affordable, and transparent.
With access to Anthem’s Prudent Buyer PPO network, upfront pricing, and personalized support, AHPs make it easier to understand your healthcare costs and choose the care that’s right for you.
What Makes These Plans Different?
- No deductibles*, no coinsurance, no specialist referrals
- Predictable copays so you know what to expect
- Access to Anthem’s Prudent Buyer PPO network – the largest in California
- Options for small groups, including HSA-compatible plans
- Upfront pricing so you can compare costs before receiving care
Tools to Help You Make Informed Healthcare Decisions
-
Health Valet:Â Get personalized assistance finding providers, understanding your benefits, and navigating your healthcare options.
-
Cost transparency:Â Use the Coupe Health app or member portal to search for care, compare costs, review benefits, and access your EOBs.
- Provider ratings: Coupe Health evaluates providers based on factors such as quality, appropriateness of care, and cost efficiency. These ratings help you compare providers and understand how your choice may affect your copay.
Beginning January 1, 2027, provider ratings will be identified as Preferred, Standard, and Non-Preferred.
For more information and to search for in-network healthcare providers, visit our Microsite.
Note: When visiting the microsite, select your anticipated coverage effective date to explore the applicable plan information, provider ratings, and costs.
*Two AHPs are HSA-compatible HDHPs, which do include a deductible.