CalCPA Health – Open Enrollment
Since 1959, CalCPA Health has provided CalCPA members with exclusive access to high-quality employee benefit plans. We serve CalCPA member firms, solo practitioners (no W-2 employees), and financial service firms—delivering trusted coverage tailored to the needs of the profession.
Open enrollment is the annual period when individuals can sign up for, change, or renew their health insurance coverage. During this window, you can review your plan options, add or drop dependents, and make updates to ensure your coverage fits your needs for the upcoming year. After open enrollment closes, changes are generally only allowed if you experience a qualifying life event, such as marriage, the birth of a child, divorce, or starting your own business.
Alternative Health Plans (AHPs)
Experience health coverage that is simple and predictable: CalCPA Health introduced at the start of the year, a brand-new suite of Alternative Health Plans (AHPs) powered by Coupe HealthTM—designed to bring innovation, clarity, and simplicity to your healthcare experience.
These plans leverage the full Anthem PPO network, just like our traditional offerings, but with a fresh approach: a simplified, tiered copay structure. Members will know their costs upfront – no surprise bills. Seamless access to top-tier care makes navigating healthcare easier than ever. These plans come at a lower cost than our traditional plans, with easy access to quality care nationwide. Visit the AHP microsite to learn more and search for in-network healthcare providers.
Health coverage that is simple and predictable:
- No deductibles,* no coinsurance, no specialist referrals, no gatekeepers
- Fixed, easy-to-understand copays
- Access to Anthem’s Prudent Buyer PPO network – the largest in California
- Small Group and HSA-qualified options — a rare find in the market
*Two AHPs are HSA-compatible HDHPs, which do include a deductible.
Open Enrollment Information
The following information covers open enrollment for those who have an annual renewal date in 2026 (2026 Open Enrollment) and those looking for coverage effective on January 1, 2027 (2027 Open Enrollment).
Firms with a January 1, 2027, renewal date:
The annual open enrollment period is the time for firms currently participating in the CalCPA Health plans to make administrative changes to their benefits, such as:
- Add or remove plan options (medical, dental, vision, life, and disability)
- Adjust your new-hire waiting period or minimum-hour requirements
- Enroll employees/dependents who previously waived coverage
- Terminate active employees/dependents who now wish to waive coverage
2027 Benefit Changes – LG
2027 Benefit Changes – SG
2027 Benefit Changes – Solo
2027 Plan Comparison – LG
2027 Plan Comparison – SG
2027 Plan Comparison – Solo
Enrollment and Change Form – Complete to apply for new coverage, to make changes to an existing policy, or to waive coverage
If you are submitting any documents for renewal electronically, please do so through our Secure Portal.
Newly Enrolling Firms
Eligible firms of any size can enroll online by filling out the questions on the top right of this page. Once you submit the quote request, you will receive the customized proposal within one business day. We are here to help you with questions you may have and assist you in determining which plans best fit the needs of your firm.
If you decide to enroll with CalCPA Health, here are some forms you will need to fill out:
- Enrollment and Change Form - Complete to apply for new coverage, to make changes to an existing policy, or to waive coverage
- Automatic Payment Authorization Form - Complete to enroll in autopay
- Electronic Billing Registration Form - Complete to request online view-only access to invoices/payment history
- 2027 Subscription Agreement for Solos (no W-2 employees)
- 2027 Subscription Agreement for Direct Groups (Groups of 2+ without a broker)
- 2027 Subscription Agreement for Brokered Groups (Groups of 2+ with a broker)
You can submit your documents through our Secure Portal.
Summary of Benefits Coverage (SBCs), Summary Plan Descriptions (SPDs), and other helpful forms and flyers are available below.
Renewing Firms
Firms with a January 1, 2026, renewal date:
The annual open enrollment period is the time for firms currently participating in the CalCPA Health plans to make administrative changes to their benefits, such as:
- Add or remove plan options (medical, dental, vision, life, and disability)
- Adjust your new-hire waiting period or minimum-hour requirements
- Enroll employees/dependents who previously waived coverage
- Terminate active employees/dependents who now wish to waive coverage
2026 Benefit Changes – LG
2026 Benefit Changes – SG
2026 Benefit Changes – Solo
2026 Plan Comparison – LG
2026 Plan Comparison – SG
2026 Plan Comparison – Solo
Enrollment and Change Form – Complete to apply for new coverage, to make changes to an existing policy, or to waive coverage
If you are submitting any documents for renewal electronically, please do so through our Secure Portal.
Newly Enrolling Firms
Eligible firms of any size can enroll online by filling out the questions on the top right of this page. Once you submit the quote request, you will receive the customized proposal within one business day. We are here to help you with questions you may have and assist you in determining which plans best fit the needs of your firm.
If you decide to enroll with CalCPA Health, here are some forms you will need to fill out:
- Enrollment and Change Form - Complete to apply for new coverage, to make changes to an existing policy, or to waive coverage
- Automatic Payment Authorization Form - Complete to enroll in autopay
- Electronic Billing Registration Form - Complete to request online view-only access to invoices/payment history
- 2026 Subscription Agreement for Solos (no W-2 employees)
- 2026 Subscription Agreement for Direct Groups (Groups of 2+ without a broker)
- 2026 Subscription Agreement for Brokered Groups (Groups of 2+ with a broker)
You can submit your documents through our Secure Portal.
Summary of Benefits Coverage (SBCs), Summary Plan Descriptions (SPDs), and other helpful forms and flyers are available below.
Why CalCPA Member Firms Choose Us
- 50+ medical plans to choose from
- Largest provider networks available in California – Anthem Blue Cross, Delta Dental, and Vision Service Plan (VSP)
- Flexible plan types – PPO, HSA, AHP, and HMO
- Single point of contact for all coverages: Medical, Dental, Vision, LTD, and Life
- Industry leader in Health Savings Accounts (HSAs)
- Unique, fully integrated HSA administration for employers and employees for ease of use
- Dedicated account managers to support firm administrators
- 24/7 online doctor visits with LiveHealth Online
Renewing Firms
The annual open enrollment period is the time for firms currently participating in the CalCPA Health plans to make administrative changes to your benefits, such as:
- Add or remove plan options (medical, dental, vision, life, and disability)
- Adjust your new-hire waiting period or minimum-hour requirements
- Enroll employees/dependents who previously waived coverage
- Terminate active employees/dependents who now wish to waive coverage
2027 Benefit Changes – Large Group / Small Group / Solo
- Enrollment and Change Form – Complete to apply for new coverage, to make changes to an existing policy, or to waive coverage
Additional forms and flyers can be found below. If you are submitting any documents for renewal electronically, please do so through our Secure Portal.
New Firms Enrolling
Eligible firms of any size can enroll online by filling out the questions on the top right of this page. Once you submit the quote request, you will receive the customized proposal within one business day. Once you review the proposal, we are here to help you with questions you may have and assist you in determining which plans best fit the needs of your firm.
If you decide to enroll with CalCPA Health, here are some forms you will need to fill out:
- Enrollment and Change Form – Complete to apply for new coverage, to make changes to an existing policy, or to waive coverage
- Automatic Payment Authorization Form – Complete to enroll in autopay
- Electronic Billing Registration Form – Complete to request online view-only access to invoices/payment history
- 2027 Subscription Agreement for Solos (no W-2 employees)
- 2027 Subscription Agreement for Direct Groups (Groups of 2+ without a broker)
- 2027 Subscription Agreement for Brokered Groups (Groups of 2+ with a broker)
For firms with renewal dates on November 1, 2026 or December 1, 2026:
- Enrollment and Change Form – Complete to apply for new coverage, to make changes to an existing policy, or to waive coverage
- Automatic Payment Authorization Form – Complete to enroll in autopay
- Electronic Billing Registration Form – Complete to request online view-only access to invoices/payment history
- 2026 Subscription Agreement for Solos (no W-2 employees)
- 2026 Subscription Agreement for Direct Groups (Groups of 2+ without a broker)
- 2026 Subscription Agreement for Brokered Groups (Groups of 2+ with a broker)
You can submit your documents through our Secure Portal.
Start Your Quote
Helpful Forms & Flyers
2027 Benefits
2027 Benefit Changes
2027 Plan Comparisons
2026 Benefits
2026 Benefit Changes
2026 Plan Comparisons
CalCPA Health Flyers
HSA Banking: Health Equity Flyers
Anthem Flyers
- Autism Program
- Behavioral Health Case Management
- Building Healthy Families
- ConditionCare
- Estimate Your Cost
- Flu Shot
- Global Program
- LiveHealth Online
- HMO Guest Membership
- How To Find A Doctor
- Mobile App Sydney
- NurseLine
- Preventive Guide Brochure
- Quick Care
- Special Offers
- Tobacco Cessation Program
- Understanding Select PPO
- Wellness Tools
- Where To Go For Care
Prescription Rx
- ESI Rx for non-HMO members
- EncircleRx Weight Loss GLP-1
- ESI How to Locate a Pharmacy
- ESI How to Register
- Extended Payment Program Flyer
- Carelon Rx
- Good Rx (Price Assurance)
- 2027 Benefit Changes
- 2026 Benefit Changes
- Subscription Agreement
- Enrollment/Change Form
- Value Added Flyers
- Autism Flyer
- BlueCard Global Program Flyer
- Building Healthy Families
- ConditionCare Core
- Find Care and Cost
- Flu Shot
- How To Find a Doctor
- Mobile App Sydney Flyer
- My Health Advantage (Video)
- NurseLine
- Special Offers
- Wellness Tools
Additional forms are available on the forms page.