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CalCPA Health co-pay plans, HSA and HRA plans offer a choice of networks. The Standard Prudent Buyer network is Anthem’s largest network consisting of over 60,000 participating physicians and more than 400 hospitals. Anthem’s Select Network is smaller and provides a slight premium savings.

Unintended Consequence of the Affordable Care Act

The originators of the Affordable Care Act (ACA) never intended to encourage the use of Health Savings Accounts, (HSA). After all, ACA’s proponents view HSAs as a tax break for the wealthy. But they are trending upward across the general population with 16 million total accounts in 2015, (22 percent yearly increase) containing over $30 billion in assets­­­­ – figures that are expected to double in the next few years.

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